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Flexible Funding Linked To Your Card Sales
A Merchant Cash Advance provides businesses with access to funding that's repaid through a percentage of future card takings. At Revia, we compare solutions from a broad panel of lenders to help businesses access flexible funding without fixed monthly repayments.
Funding That Moves With Your Business
A Merchant Cash Advance allows businesses to access funding based on future debit and credit card sales. Rather than making fixed monthly repayments, repayments are typically taken as an agreed percentage of your card revenue, meaning they naturally fluctuate with your sales.

Whether you're investing in growth, purchasing stock, managing seasonal demand or improving cash flow, we compare funding solutions from a broad panel of lenders to identify facilities tailored to your business and trading requirements.

Who Can Apply?

UK Limited Companies

Card-Taking Businesses

Most Trading Sectors

Commercial Use Only

Established Trading History Preferred

Guarantees May Apply

Key Benefits

Fast Access To Capital

Repayments Linked To Revenue

No Fixed Monthly Repayments

Supports Seasonal Businesses

Preserves Cash Flow

Minimal Security Requirements

Key Terms

Facilities From £5,000+

Funding Based On Card Turnover

Flexible Repayment Structure

Fast Decisions Available

No Fixed Monthly Instalments

Early Settlement Options Available

Understanding Your Eligibility

We work with a broad panel of lenders to help businesses access funding tailored to their objectives, whether that's supporting growth, strengthening cash flow, investing in new opportunities or funding day-to-day operations.

Understanding Your Eligibility

We work with a broad panel of lenders to help businesses access funding tailored to their objectives, whether that's supporting growth, strengthening cash flow, investing in new opportunities or funding day-to-day operations.

A Simple, Structured Process

Enquire

Tell us about your funding requirement and objectives.

Review

We assess your business profile, requirements and options.

Structure

We identify suitable lenders and structure the facility.

Terms

We obtain lender terms and guide you through next steps.

Completion

Once approved, documentation is completed and funding released.

Funding Built Around Your Objectives

Every business has different objectives. Whether you're looking to strengthen cash flow, invest in equipment, acquire property, fund expansion or support your next stage of growth, we'll help identify funding solutions tailored to your requirements.

Through our broad panel of lenders, we compare suitable options and structure facilities around your commercial objectives, helping you move forward with confidence.

Facilities
From

£ 1 K+

Fastest
Completions

1 DAY +

Lender
Relationships

1 +

Funding
Capacity

£ 1 M+
Funding Solutions Built Around You

Tailored Funding Solutions

Access To Specialist Lenders

Support From Start To Finish

We take the time to understand your objectives before identifying funding solutions tailored to your business, commercial circumstances and future plans.

Rather than promoting a single lender or product, we compare suitable options to help you secure funding that supports your objectives.

Market Access
Access a wide network of banks, specialist lenders and institutional funding partners through a single relationship with Revia.
Strategic Structuring
Facilities tailored around your objectives and commercial circumstances.
Efficient Execution
A streamlined process designed to move opportunities from enquiry to completion.
Long-Term Partnership
Ongoing support as your funding requirements evolve.
Frequently Asked Questions

We've answered some of the most common questions about this funding solution. If you can't find what you're looking for, our team is always happy to help.

Who can apply for a Merchant Cash Advance?
Who can apply for a Merchant Cash Advance?

Merchant Cash Advances are available to established UK businesses that generate regular debit and credit card sales. Eligibility depends on factors such as your card turnover, trading history and overall business circumstances.

How does a Merchant Cash Advance work?
How does a Merchant Cash Advance work?

A Merchant Cash Advance provides an upfront cash advance which is repaid through an agreed percentage of your future card sales. As your sales increase or decrease, repayments adjust accordingly.

What can a Merchant Cash Advance be used for?
What can a Merchant Cash Advance be used for?

Businesses commonly use Merchant Cash Advances to purchase stock, improve cash flow, invest in growth, recruit staff, refurbish premises or fund other day-to-day business requirements.

How quickly can funding be arranged?
How quickly can funding be arranged?

Timescales vary depending on the lender and the information provided. Many Merchant Cash Advance facilities can be arranged quickly, helping businesses access funding when it's needed.

What information will I need to provide?
What information will I need to provide?

Requirements vary between lenders but commonly include recent business bank statements, card terminal or merchant processing information, company details and identification for directors. We'll explain exactly what's required before your application is submitted.

Explore Other Funding Solutions
Need funding? Let's start the conversation.

Tell us a little about your business and what you’re looking to achieve.