Strengthen Your Cash Flow With Flexible Working Capital
Working capital loans help businesses bridge cash flow gaps, manage seasonal fluctuations and fund day-to-day operations without disrupting growth. At Revia, we compare solutions from a broad panel of lenders to identify facilities tailored to your commercial objectives and funding requirements.
Flexible Working Capital For Growing Businesses
Working capital loans provide businesses with flexible funding to support day-to-day operations, manage cash flow and invest in growth without being tied to a specific asset or property purchase. Whether you're bridging a temporary cash flow gap, purchasing stock, funding seasonal demand or supporting expansion plans, we compare solutions from a broad panel of lenders to identify facilities tailored to your business objectives, helping you access the working capital you need with confidence.

Who Can Apply?

UK Limited Companies

Most Trading Sectors

Start-Ups Considered

Commercial Use Only

Suitable Credit Profile

Guarantees May Apply

Key Benefits

Improve Cash Flow

Fund Business Growth

Flexible Use Of Funds

Quick Access To Capital

Support Working Capital Needs

Broad Range Of Facility Types

Key Terms

Facilities From £10,000+

Terms Typically 3–60 Months

Secured And Unsecured Options

Fixed And Variable Rate Options

Fast Decision Times

Early Settlement May Be Available

Understanding Your Eligibility

We work with a broad panel of lenders to help businesses access funding tailored to their objectives, whether that's supporting growth, strengthening cash flow, investing in new opportunities or funding day-to-day operations.

Understanding Your Eligibility

We work with a broad panel of lenders to help businesses access funding tailored to their objectives, whether that's supporting growth, strengthening cash flow, investing in new opportunities or funding day-to-day operations.

A Simple, Structured Process

Enquire

Tell us about your funding requirement and objectives.

Review

We assess your business profile, requirements and options.

Structure

We identify suitable lenders and structure the facility.

Terms

We obtain lender terms and guide you through next steps.

Completion

Once approved, documentation is completed and funding released.

Funding Built Around Your Objectives

Every business has different objectives. Whether you're looking to strengthen cash flow, invest in equipment, acquire property, fund expansion or support your next stage of growth, we'll help identify funding solutions tailored to your requirements.

Through our broad panel of lenders, we compare suitable options and structure facilities around your commercial objectives, helping you move forward with confidence.

Facilities
From

£ 1 K+

Fastest
Completions

1 DAY +

Lender
Relationships

1 +

Funding
Capacity

£ 1 M+
Funding Solutions Built Around You

Tailored Funding Solutions

Access To Specialist Lenders

Support From Start To Finish

We take the time to understand your objectives before identifying funding solutions tailored to your business, commercial circumstances and future plans.

Rather than promoting a single lender or product, we compare suitable options to help you secure funding that supports your objectives.

Market Access
Access a wide network of banks, specialist lenders and institutional funding partners through a single relationship with Revia.
Strategic Structuring
Facilities tailored around your objectives and commercial circumstances.
Efficient Execution
A streamlined process designed to move opportunities from enquiry to completion.
Long-Term Partnership
Ongoing support as your funding requirements evolve.
Frequently Asked Questions

We've answered some of the most common questions about this funding solution. If you can't find what you're looking for, our team is always happy to help.

Who can apply for a working capital loan?
Who can apply for a working capital loan?

Working capital loans are available to established UK businesses across a wide range of sectors. Eligibility will depend on factors such as trading history, financial performance, affordability and the purpose of the funding.

What can a working capital loan be used for?
What can a working capital loan be used for?

Working capital can be used to manage cash flow, purchase stock, cover seasonal demand, recruit staff, fund expansion or support day-to-day business operations. The facility is designed to provide flexible access to funding when your business needs it most.

How quickly can funding be arranged?
How quickly can funding be arranged?

Timescales vary depending on the funding requirement, lender and information provided. Some facilities can be completed within a matter of days, while more complex applications may take longer. We'll keep you informed throughout the process and work to achieve the most efficient outcome.

What information will I need to provide?
What information will I need to provide?

Requirements vary between lenders, but commonly requested information includes recent bank statements, company accounts, details of the funding requirement and identification for directors. We'll explain exactly what's needed before your application is submitted.

Is a working capital loan secured against business assets?
Is a working capital loan secured against business assets?

Working capital funding is available on both secured and unsecured bases, depending on the lender, the amount required and your business circumstances. We'll help identify the most appropriate solution based on your objectives and funding requirements.

Explore Other Funding Solutions
Need funding? Let's start the conversation.

Tell us a little about your business and what you’re looking to achieve.