- Check Eligibility
- 100+ Lenders
- Tailored Facilities
- Check Eligibility
- 100+ Lenders
- Tailored Facilities
HMO finance helps property investors and SPVs purchase or refinance Houses in Multiple Occupation (HMOs). At Revia, we compare solutions from a broad panel of lenders to identify funding tailored to your investment strategy, property portfolio and long-term objectives.
HMO finance provides funding for the purchase, refinance and expansion of Houses in Multiple Occupation. Whether you're acquiring your first HMO, refinancing an existing property or growing a portfolio, the right funding can help support your investment strategy while preserving capital.
At Revia, we compare HMO finance solutions from a broad panel of lenders to identify facilities tailored to your property, investment objectives and long-term plans.
Who Can Apply?
UK Limited Companies
Professional Landlords
SPVs Considered
Licensed & Licensable HMOS
First-Time HMO Investors Considered
Guarantees May Apply
Key Benefits
Purchase HMO Properties
Refinance Existing HMOS
Release Property Equity
Support Portfolio Growth
Competitive Long-Term Funding
Flexible Repayment Options
Key Terms
Facilities From £100,000+
Terms Up to 30 Years
Licensed & Licensable HMOS
Limited Company Options
Fixed & Variable Rate Options
Loan-To-Value Subject To Security
We work with a broad panel of lenders to help businesses access funding tailored to their objectives, whether that's supporting growth, strengthening cash flow, investing in new opportunities or funding day-to-day operations.
We work with a broad panel of lenders to help businesses access funding tailored to their objectives, whether that's supporting growth, strengthening cash flow, investing in new opportunities or funding day-to-day operations.
Enquire
Tell us about your funding requirement and objectives.
Review
We assess your business profile, requirements and options.
Structure
We identify suitable lenders and structure the facility.
Terms
We obtain lender terms and guide you through next steps.
Completion
Once approved, documentation is completed and funding released.
Revia works with a broad panel of banks, specialist lenders and institutional funding partners to deliver competitive HMO finance solutions for professional landlords and property investors.
Whether purchasing your first HMO, refinancing an existing property or expanding your portfolio, we structure funding solutions that support long-term investment and sustainable rental income.
Facilities
From
Terms
Available
Lender
Relationships
Funding
Capacity
Tailored Funding Solutions
Access To Specialist Lenders
Support From Start To Finish
We take the time to understand your objectives before identifying funding solutions tailored to your business, commercial circumstances and future plans.
Rather than promoting a single lender or product, we compare suitable options to help you secure funding that supports your objectives.
We've answered some of the most common questions about this funding solution. If you can't find what you're looking for, our team is always happy to help.
HMO finance is available to property investors, SPVs and property companies looking to purchase or refinance Houses in Multiple Occupation. Eligibility depends on factors such as the property, your experience, financial circumstances and the lender's assessment.
An HMO (House in Multiple Occupation) is a property occupied by multiple tenants who are not part of the same household and who share communal facilities such as kitchens or bathrooms. Lending criteria may vary depending on the size and type of HMO.
Yes. HMO finance can often be used to refinance an existing property, release equity or secure a more suitable funding solution, subject to the lender's criteria and your individual circumstances.
Some lenders will consider first-time HMO investors, while others may require previous landlord or property investment experience. We'll help identify lenders that best match your circumstances.
Requirements vary between lenders but commonly include property details, company accounts where applicable, recent bank statements, rental income information, identification for directors and details of the funding requirement. We'll explain exactly what's required before your application is submitted.
Commercial mortgages provide long-term funding for purchasing or refinancing owner-occupied and investment properties with competitive repayment structures.
Bridging loans provide fast, short-term funding for property purchases, refinancing and time-sensitive transactions where speed and flexibility are essential.
