Revolving Credit On Your Terms
A revolving credit facility provides ongoing access to business funding that can be drawn, repaid and reused as required. At Revia, we compare solutions from a broad panel of lenders to help businesses secure flexible funding tailored to their cash flow requirements and commercial objectives.
Flexible Access To Business Funding
A revolving credit facility gives businesses access to an agreed funding limit that can be drawn down, repaid and reused whenever required. Unlike a traditional business loan, you only access funds when they're needed, making it a flexible solution for managing working capital and day-to-day cash flow.

Whether you're covering seasonal fluctuations, managing operational expenses or funding short-term opportunities, we compare facilities from a broad panel of lenders to identify a solution tailored to your business objectives and funding requirements.

Who Can Apply?

UK Limited Companies

Most Trading Sectors

Established Trading History Preferred

Commercial Use Only

Suitable Credit Profile

Guarantees May Apply

Key Benefits

Draw Funds When Required

Reuse Available Credit

Improve Cash Flow Flexibility

Reduce Funding Delays

Support Business Growth

Only Borrow What You Need

Key Terms

Facilities From £25,000+

Revolving Credit Limit

Secured And Unsecured Options

Interest Typically On Drawn Funds

Flexible Draw Down Structure

Ongoing Access To Capital

Understanding Your Eligibility

We work with a broad panel of lenders to help businesses access funding tailored to their objectives, whether that's supporting growth, strengthening cash flow, investing in new opportunities or funding day-to-day operations.

Understanding Your Eligibility

We work with a broad panel of lenders to help businesses access funding tailored to their objectives, whether that's supporting growth, strengthening cash flow, investing in new opportunities or funding day-to-day operations.

A Simple, Structured Process

Enquire

Tell us about your funding requirement and objectives.

Review

We assess your business profile, requirements and options.

Structure

We identify suitable lenders and structure the facility.

Terms

We obtain lender terms and guide you through next steps.

Completion

Once approved, documentation is completed and funding released.

Funding Built Around Your Objectives

Every business has different objectives. Whether you're looking to strengthen cash flow, invest in equipment, acquire property, fund expansion or support your next stage of growth, we'll help identify funding solutions tailored to your requirements.

Through our broad panel of lenders, we compare suitable options and structure facilities around your commercial objectives, helping you move forward with confidence.

Facilities
From

£ 1 K+

Fastest
Completions

1 DAY +

Lender
Relationships

1 +

Funding
Capacity

£ 1 M+
Funding Solutions Built Around You

Tailored Funding Solutions

Access To Specialist Lenders

Support From Start To Finish

We take the time to understand your objectives before identifying funding solutions tailored to your business, commercial circumstances and future plans.

Rather than promoting a single lender or product, we compare suitable options to help you secure funding that supports your objectives.

Market Access
Access a wide network of banks, specialist lenders and institutional funding partners through a single relationship with Revia.
Strategic Structuring
Facilities tailored around your objectives and commercial circumstances.
Efficient Execution
A streamlined process designed to move opportunities from enquiry to completion.
Long-Term Partnership
Ongoing support as your funding requirements evolve.
Frequently Asked Questions

We've answered some of the most common questions about this funding solution. If you can't find what you're looking for, our team is always happy to help.

Who can apply for a revolving credit facility?
Who can apply for a revolving credit facility?

Revolving credit facilities are available to established UK businesses across a wide range of sectors. Eligibility will depend on factors such as trading history, financial performance, affordability and the funding requirement.

How does a revolving credit facility work?
How does a revolving credit facility work?

A revolving credit facility provides access to an agreed credit limit that can be drawn down, repaid and reused as required. As funds are repaid, they become available to borrow again without submitting a new application.

What can a revolving credit facility be used for?
What can a revolving credit facility be used for?

Businesses commonly use revolving credit to manage cash flow, purchase stock, cover operational expenses, fund seasonal demand or respond quickly to new opportunities. It provides ongoing flexibility rather than a single lump sum.

How quickly can a revolving credit facility be arranged?
How quickly can a revolving credit facility be arranged?

Timescales vary depending on the lender, the funding requirement and the information provided. Some facilities can be arranged within a matter of days, while more complex applications may take longer. We'll work to achieve the most efficient outcome possible.

Is interest charged on the full credit limit?
Is interest charged on the full credit limit?

In many cases, interest is only charged on the amount you draw down rather than the full approved facility. The exact terms vary between lenders, and we'll explain how each facility works before you proceed.

I like this page because it's one of the few products where you can clearly differentiate it from a standard business loan. The copy naturally explains the key benefit: borrow, repay and reuse, which is exactly what prospective clients are looking to understand.

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