Knowledge Centre
Find clear answers about Revia, business finance, property finance and corporate finance, including how our services work and what to expect throughout the process.
Find clear answers to the most common questions about business finance, funding options, eligibility and the application process. Whether you’re exploring working capital, asset finance, invoice finance or growth funding, our knowledge centre is designed to help you make informed decisions.
Business finance is funding provided to help businesses manage cash flow, invest in equipment, purchase stock, recruit staff, acquire other businesses or support growth. Different facilities are designed for different commercial objectives and repayment profiles.
There are many funding solutions available, including business loans, asset finance, invoice finance, revolving credit facilities, merchant cash advances, VAT finance, trade finance and specialist property or development funding. The right solution depends on your objectives and circumstances.
Most UK businesses can apply, including limited companies, partnerships, LLPs and sole traders. Eligibility will depend on factors such as trading history, financial performance, affordability and the type of funding required.
Funding amounts vary considerably depending on the lender, facility type and business profile. Some facilities begin from relatively modest amounts, while larger corporate or property transactions can extend into the millions.
Timeframes depend on the funding type and complexity of the transaction. Some facilities can be approved within days, while larger corporate, secured or property transactions typically require more detailed underwriting and due diligence.
Some lenders perform a soft search during the initial enquiry, while others may require a full credit search before making a formal offer. We'll explain the process before any application is submitted.
Requirements vary depending on the funding solution but commonly include recent financial information, bank statements, identification, management accounts and details of how the funding will be used.
Yes. While some lenders require an established trading history, others consider start-ups with a strong business plan, experienced management team or suitable security.
Many lenders allow early repayment, although some facilities may include early settlement fees or minimum interest periods. We'll explain any repayment terms before you proceed.
The most suitable facility depends on your business objectives, cash flow, repayment preferences and growth plans. We help businesses compare funding options from a wide panel of lenders to identify an appropriate solution.
Find answers to the most common questions about commercial mortgages, bridging finance, development finance, refurbishment funding and specialist property lending. Whether you’re purchasing, refinancing or developing property, our FAQ hub explains how the process works.
Property finance refers to funding secured against residential, commercial or mixed-use property. Facilities can be used to purchase, refinance, develop, refurbish or release equity depending on your objectives.
Property finance includes commercial mortgages, bridging loans, development finance, refurbishment finance, auction finance, mezzanine finance, portfolio finance, HMO finance and specialist investment facilities.
Property finance is available to property investors, developers, landlords, businesses, limited companies, SPVs and experienced or first-time developers, subject to lender criteria.
Yes. Funding is available for purchasing commercial premises, investment properties, land, development sites and mixed-use buildings. The most suitable facility depends on the property's intended use and your exit strategy.
Deposit requirements vary depending on the lender, property type and transaction. Many lenders fund a significant proportion of the purchase price or project costs, with the remaining balance provided by the borrower.
Timeframes depend on the facility. Bridging loans can often complete within days, while commercial mortgages and development finance usually require a more detailed underwriting process.
Yes. Property finance can be used to refinance existing borrowing, release equity, reduce monthly repayments or fund future investment opportunities.
Lenders typically require information about the property, your experience, financial position, project costs, valuation, planning status where applicable and your proposed repayment or exit strategy.
Yes. Some lenders support first-time developers with the right professional team, planning permissions and viable project, although experienced developers generally have access to a wider range of funding options.
An exit strategy explains how the finance will be repaid. Depending on the transaction, repayment may come from selling the property, refinancing onto a longer-term facility or using other available funds. A clearly defined exit strategy is a key consideration for lenders.
Explore answers to common questions about acquisitions, management buy-outs, business valuations, growth capital, debt advisory and exit planning. Whether you’re buying, selling or restructuring a business, our FAQ hub explains the process.
Corporate finance focuses on strategic business transactions such as acquisitions, disposals, management buy-outs, equity raises, refinancing and growth funding. The objective is to help businesses achieve long-term commercial goals.
Corporate finance services are suitable for business owners, shareholders, management teams and investors looking to grow, acquire another business, refinance existing debt, raise capital or prepare for a future sale.
A business acquisition is the purchase of another company or its assets. Transactions can be funded through debt, equity or a combination of both, depending on the structure and commercial objectives.
A Management Buy-Out occurs when the existing management team purchases the business from its current owners. Funding often combines senior debt, specialist acquisition finance and shareholder investment.
Growth capital provides funding to help businesses expand through recruitment, acquisitions, new locations, product development or investment in technology without disrupting day-to-day cash flow.
A professional valuation provides an informed view of a company's value and is often used before acquisitions, disposals, shareholder changes, succession planning or investment discussions.
Yes. Preparing early can improve business value, strengthen buyer confidence and create a smoother transaction process. Planning often includes financial review, commercial preparation and identifying potential risks before going to market.
Information requirements vary by transaction but commonly include financial statements, management accounts, ownership details, business performance information and an outline of your objectives.
Timescales depend on the complexity of the transaction. Straightforward funding exercises may complete within weeks, while acquisitions, disposals and shareholder transactions typically take longer due to legal, financial and commercial due diligence.
Yes. Many transactions involve a combination of advisory services and funding solutions, allowing businesses to structure acquisitions, growth projects or refinancing through a coordinated approach aligned with their commercial objectives.
Learn more about how Revia works, the services we provide, our approach to client relationships and what you can expect throughout the funding or advisory process.
Revia provides commercial finance and corporate advisory services to businesses across the UK. We help clients explore funding options, structure transactions and support strategic business objectives through our expertise and network of funding relationships.
Our services include business finance, property finance and corporate finance solutions, covering everything from working capital and commercial mortgages to acquisitions, growth capital and strategic advisory. The services available will depend on your individual requirements and circumstances.
The commercial finance and corporate finance services provided by Revia are generally intended for business purposes and are typically outside the scope of FCA consumer regulation. If a transaction falls within a regulated area, we'll explain this clearly and ensure it's handled appropriately.
How Revia is paid depends on the type of transaction. We may receive commission from a funding provider, charge an agreed advisory fee or use a combination of both. Before you proceed, we'll explain how we're paid and whether any fees are payable by you.
Not always. Some transactions do not involve a client fee, while others may include an agreed advisory or arrangement fee depending on the nature and complexity of the work. We'll always explain any fees before you decide whether to proceed.
Protecting your information is a priority. Information you provide is treated confidentially and is only shared where necessary to progress your enquiry, satisfy legal obligations or obtain funding proposals with your knowledge and authority.
In some cases, yes. Depending on the transaction, you may be asked to complete identity verification and provide documentation to satisfy Know Your Customer (KYC), Anti-Money Laundering (AML) and other due diligence requirements.
Depending on the nature of your enquiry, we may review credit information as part of our initial assessment or during the funding process. This could include information you provide, data supplied with your authority or checks carried out by a funding provider. Where any formal credit search is required, we'll explain this before it takes place.
No. An initial enquiry or discussion does not commit you to proceeding with a funding application or advisory engagement. It simply allows us to understand your requirements and explain the options available.
No. Every application is assessed on its own merits and any funding decision remains subject to the individual criteria, underwriting process and approval of the relevant funding provider or decision-maker.
We aim to simplify what can often be a complex process. By understanding your objectives, explaining the available options and managing the process from initial enquiry through to completion, we help businesses make informed financial decisions with confidence.
Simply contact our team to discuss your requirements. We'll take the time to understand your objectives, answer your questions and explain the most appropriate next steps before any commitment is made.