- Check Eligibility
- 100+ Lenders
- Tailored Facilities
- Check Eligibility
- 100+ Lenders
- Tailored Facilities
Semi-commercial mortgages help businesses, investors and property companies purchase or refinance mixed-use properties that combine residential and commercial elements. At Revia, we compare solutions from a broad panel of lenders to identify funding tailored to your investment strategy and long-term objectives.
Semi-commercial mortgages provide funding for properties that combine residential and commercial use within a single asset. Whether you're purchasing a shop with flats above, mixed-use investment property or refinancing an existing asset, the right funding can help support your investment objectives while preserving capital.
At Revia, we compare semi-commercial mortgage solutions from a broad panel of lenders to identify facilities tailored to your property, investment strategy and long-term financial goals.
Who Can Apply?
UK Limited Companies
Property Investors
SPVs Considered
Mixed-Use Property Owners
Commercial Landlords
Guarantees May Apply
Key Benefits
Support Business Growth
Refinance Existing Borrowing
Release Property Equity
Competitive Long-Term Funding
Support Portfolio Growth
Flexible Repayment Options
Key Terms
Facilities From £100,000+
Terms Up to 30 Years
Mixed-Use Property
Owner-Occupied & Investment
Fixed & Variable Rate Options
Loan-To-Value Subject To Security
We work with a broad panel of lenders to help businesses access funding tailored to their objectives, whether that's supporting growth, strengthening cash flow, investing in new opportunities or funding day-to-day operations.
We work with a broad panel of lenders to help businesses access funding tailored to their objectives, whether that's supporting growth, strengthening cash flow, investing in new opportunities or funding day-to-day operations.
Enquire
Tell us about your funding requirement and objectives.
Review
We assess your business profile, requirements and options.
Structure
We identify suitable lenders and structure the facility.
Terms
We obtain lender terms and guide you through next steps.
Completion
Once approved, documentation is completed and funding released.
Revia works with a broad panel of banks, specialist lenders and institutional funding partners to deliver competitive semi-commercial mortgage solutions for mixed-use investment and owner-occupied property.
Whether purchasing a mixed-use building, refinancing an existing facility or expanding a property portfolio, we structure funding solutions that support long-term ownership and investment objectives.
Facilities
From
Terms
Available
Lender
Relationships
Funding
Capacity
Tailored Funding Solutions
Access To Specialist Lenders
Support From Start To Finish
We take the time to understand your objectives before identifying funding solutions tailored to your business, commercial circumstances and future plans.
Rather than promoting a single lender or product, we compare suitable options to help you secure funding that supports your objectives.
We've answered some of the most common questions about this funding solution. If you can't find what you're looking for, our team is always happy to help.
Semi-commercial mortgages are available to businesses, property investors, SPVs and commercial landlords looking to purchase or refinance mixed-use property. Eligibility depends on factors such as the property, financial circumstances and the lender's assessment.
A semi-commercial property combines commercial and residential elements within the same building or title. Common examples include shops with flats above, offices with residential accommodation or other mixed-use investment properties.
Yes. Semi-commercial mortgages can often be used to refinance existing borrowing, release equity or secure a more suitable funding solution, depending on your circumstances and the lender's assessment.
Timescales vary depending on the lender, the property and the information provided. Straightforward transactions may progress relatively quickly, while more complex cases can require additional due diligence.
Requirements vary between lenders but commonly include property details, company accounts, recent bank statements, valuation information, identification for directors and details of the funding requirement. We'll explain exactly what's required before your application is submitted.
Commercial mortgages provide long-term funding for purchasing or refinancing owner-occupied and investment properties with competitive repayment structures.
Bridging loans provide fast, short-term funding for property purchases, refinancing and time-sensitive transactions where speed and flexibility are essential.